| SCHEDULE 16 - OPERATING EXPENSES |
(Rs. 000 omitted) |
||||
| Year ended 31.03.2005 | Year ended 31.03.2004 | ||||
| I. | Payments to and provision for employees | 21212342 | 16540620 | ||
| II. | Rent, Taxes and Lighting | 1339566 | 1199554 | ||
| III. | Printing and Stationery | 366525 | 350872 | ||
| IV. | Advertisement and Publicity | 191550 | 108484 | ||
| V. | Depreciation/Amortisation on Bank's property | 1918205 | 1899910 | ||
| Less: Adjusted with Revaluation Reserve | 85449 | 85449 | |||
| 1832756 | 1814461 | ||||
| VI. | Directors' fees, allowances and expenses | 6958 | 3486 | ||
| VII. | Auditors' fees and expenses (including branch auditors' fees& expenses) | 215108 | 178799 | ||
| VIII. | Law Charges | 115981 | 132509 | ||
| IX. | Postage, Telegrams, Telephones, etc. | 475204 | 451077 | ||
| X. | Repairs and Maintenance | 292771 | 244182 | ||
| XI. | Insurance | 840797 | 546598 | ||
| XII. | Other expenditure | 2862577 | 2136598 | ||
| TOTAL of I to XII | 29752135 | 23707240 | |||