SCHEDULE 7-BALANCES WITH BANKS & MONEY AT CALL & SHORT NOTICE				(Rs.000 omitted)
		As on 31.03.2005		As on 31.03.2004
I.	In India
	(i) Balances with Banks
	a)In Current Accounts	4105775		3055503
	b)In Other Deposit Accounts	10978550		9760770
			15084325		12816273
	(ii) Money at Call and Short Notice
	a)with Banks	131235		460000
	b)with Other Institutions	0	131235	0	460000
	TOTAL		15215560		13276273
II.	Outside India
	(i) Balances with Banks
	a) In Current Accounts	335301		924770
	b) In Other Deposit Accounts	737461		70854
	(ii) Money at Call & Short Notice	0		6510432
	TOTAL		1072762		7506056
	GRAND TOTAL of I, II		16288322		20782329