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BHIM Aadhaar Pay

“BHIM Aadhaar Pay” is the merchant version of Aadhaar Enabled Payment System (AePS) which enables merchants (Individual or Sole Proprietor having Aadhaar Number) to accept payment from the Customer having Aadhaar enabled account using his/her Aadhaar number and Biometrics after authentication from Unique Identification Authority of India (UIDAI).


Features of BHIM Aadhaar Pay

  • Aadhaar Pay” will enable customers to facilitate cashless purchases from the Merchants in a cost effective and scalable manner, supporting the government’s initiatives towards boosting cashless transactions.
  • The application has been made available only for Individual Merchants, i.e. only those who maintain either a Sole Proprietorship or Individual account with Bank, which should necessarily be Adahaar seeded.
  • It does not require a customer to carry Debit/CreditCards, install various payment applications on his phone, type detailed USSD (Unstructured Supplementary Service Data) codes to transfer money, or to have a phone to do cashless payments.
  • Interoperable– Customer can make payment from Aadhaar Seeded Account in any Bank.
  • Convenient- Eliminates cash handling cost and risk. Customer ease, easiest way of cashless payment.

Requirement as a Merchant:

BHIM Aadhaar Pay platform is available for saving fund account holders & current accounts (Individual and sole proprietorship account holders only).The merchants need to have the following:

  • Aadhaar seeded account with PNB.
  • UIDAI Certified Biometric Reader.
  • Android smartphone with Android version 4.2 or higher with internet connectivity and OTG support for connecting biometric device.

Requirement as a Customer:-

  • Customer to have an Aadhaar seeded Bank account, Aadhaar number & Biometric (Fingerprints).

For more details, please contact your nearest PNB branch.

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