For All borrowers:
Rs. 4,00,000 or 20 times monthly net salary whichever is lower subject to minimum Net monthly salary as under:
Metro Centres : Rs.15000/-
Urban Centres : Rs.12500/-
Semi- Urban/ Rural Centres : Rs.10000/-
And Rs. 5,00,000/- or 20 times monthly net salary whichever is lower for those Salaried persons having completed service of 3 years in the present organization & drawing net monthly salary of not less than Rs.30,000/- p.m.
For employees drawing salary through our bank and completed 3 years of service in the present organization: Max. Rs.10 lac or 20 times of Net monthly salary for loan upto Rs.5 lac and 15 times of Net monthly salary for loan above Rs.5 lac and upto Rs.10 lac.
Subject to Minimum Net monthly salary as under:
Metro Centres : Rs.50000/-
Urban Centres : Rs.40000/-
Semi- Urban/ Rural Centres : Rs.30000/-
For teachers and Defence personnel minimum Net Monthly Income shall be Rs.7500/- at all Centres.