Only individuals


Initial Deposit/Minimum Quarterly Average Balance Required : Rs.25000/-

Charges for not maintaining Quarterly Average Balance : Rs. 400/- per quarter

Incidental Charges: Rs.150/- per quarter for not maintaining stipulated QAB for Rural/Semi-Urban areas and Rs.300/- for Urban/Metro areas.


Sweep In and Out shall take place in Savings Accounts after the cut off level of Rs.50,000/- i.e., having a balance of over Rs.50,000/- with a minimum Sweep-out/ Sweep-In of Rs.5,000/- and thereafter in multiples of Rs.5,000/- to/from Fixed Deposit. FDR’s under this scheme can be issued for minimum period of 46 days and for maximum period of 179 days. The customer will get the prevailing fixed deposit card interest rates applicable on respective buckets on the amount of Flexi Fixed Deposits provided it had remained under FD portion for a minimum period. Sweep out will be on daily basis.


7 days to one year at the option of the customer

The funds will be swept in i.e. cancellation of Fixed Deposit, in case of need on Last In First Out Basis (LIFO).

For other details, please visit any of our branch.

Various Free Facilities:

2 remittances & collection of cheques(any)upto Rs 25000/- in a month,100 cheque leaves in a F.Y. , internet banking services (IBS,50% concession on annual maintenance charges for demat services for first year only, ATM card facility (AMC payble) etc.

  • Rewarded


    Earn reward points on transactions made at POS and e-commerce outlets

  • Book your locker

    Book your locker

    Deposit lockers are available to keep your valuables in a stringent and safe environment

  • Financial Advice?

    Financial Advice?

    Connect to our financial advisors to seek assistance and meet set financial goals.

  • ATM & Branch Network

    ATM & Branch Network

    Find PNB Branches and ATMs in proximity to your location.

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