Scheme |
Guidelines |
Proposed Inspection Charges |
Car Loan |
Where the loan account is running regular the requirement of periodical Inspection, including obtaining of PNB 551, has been done away with.
|
NIL |
|
For irregular accounts and accounts under NPA category, the inspection be done on at least quarterly or at such shorter intervals as the situation demands and PNB 551 to be obtained on half yearly basis
|
Rs 100/- + GST |
Two Wheeler Loan |
Same as applicable to Car Loan
|
Rs 50/- + GST |
Housing Loan |
Security Verification after creation of Security to be carried out once in two years for regular accounts
|
Rs 250/- + GST |
|
At least on half yearly basis in case of NPA accounts
|
Rs 250/- + GST |
Advance against Mortgage of Immovable Property |
At least Once every year for regular accounts;
|
Rs 250/- + GST |
|
At least once every half year for irregular accounts; and
|
|
|
At least once in three months for NPA accounts.
|
|
Education Loan where Immovable Property has been taken exclusively as Collateral Security |
At least once in three years (as prescribed in L&A cir 7/2009 dated 09.01.2009)
|
Rs 250/- + GST |
Reverse Mortgage |
The inspection of the property must be done on an annual basis |
NIL inspection charges have been stipulated in the scheme |